Business Lending
BDC & Government Programs
The Business Development Bank of Canada and the Canada Small Business Financing Program exist to fund businesses that traditional lenders may pass on. Knowing which program fits, and how to present your application, makes the difference between an approval and a decline.
- BDC Term and Working Capital Loans
- Canada Small Business Financing Program
- Start-Up and Expansion Financing
- Application Preparation and Follow-Through
Programs We Help With
Each program has its own eligibility rules, maximums and use-of-funds restrictions. We confirm eligibility before you invest time in an application.
- BDC financing for working capital, equipment, technology, real estate and business purchases
- Canada Small Business Financing Program loans through participating lenders for equipment, leasehold improvements and real property
- Regional and sector programs where your business qualifies
How We Add Value
We prepare and support the application: the business plan, projections and supporting documents in the format each program expects, and the lender's questions until funding. Marwah Amer is not affiliated with BDC or the Government of Canada.
FAQ
Common Questions
Is BDC financing only for start-ups?
No. BDC lends to businesses at every stage, including established companies buying real estate or acquiring competitors.
What can a Canada Small Business Financing Program loan be used for?
Purchasing or improving equipment, leasehold improvements and buying or improving real property. Working capital is limited.
Do I still need a bank?
Canada Small Business Financing Program loans are delivered through banks and credit unions. BDC lends directly and often works alongside your existing bank.
Get Started
Tell Us About Your Situation
Share a few details. Our team will review your request and contact you with the next steps and the documents to prepare.
Your First Call Is Free
Tell us what you need and our team will explain your options and the next steps.